Simply Happy Holly Days
Quotes:
"Work will win when wishy-washy wishing won't." - The "W" formula, from Thomas S. Monson
Sunday, October 16, 2016
2nd Job
So I mentioned last time that I would find a 2nd job. Well I got one!! I will be doing customer service for Doterra in the morning then I will be doing massage in the evenings. One of my current coworkers referred me for this job and they like to promote within so as I am anticipating working two jobs for a few years I won't necessarily be in customer service the whole time. I also really like Doterra essential oils so it will be nice to see the different aspects of a company that I like so much in the first place. Training starts on the 24th I am excited for the new experience!
Friday, September 30, 2016
Frustration
I am about to get a mortgage! I am excited and nervous about it at the same time.
Just wanted to share some of my frustration. I have read Dave Ramsey's book The Total Money Makeover and I have listened to the debt free screams that have been done on his show and I want to be there. I do have a little debt from massage school which I hope will be paid off this next year which I wanted to pay off my first year out and between not earning what I thought I would and lack of self discipline it is still around. I know the only thing preventing that is me.
So I am making a commitment and will share my journey from time to time on here. I am going to have my massage school debt paid off by March and I will have my mortgage paid off before I am 40!
These declarations make me have mixed emotions, over all though I am excited for what the next few years will bring. I have been trying to get a control of my money for a while, I know that part of the reason I haven't is because I haven't had accountability for what I am wanting to do and have rationalized purchases with myself which would have been harder to rationalize with someone else. Self discipline is key and accountability helps.
So here I go being real about it and starting out on my journey. Next step is finding a second job where I can put all of the paycheck from it towards paying off debt.
Just wanted to share some of my frustration. I have read Dave Ramsey's book The Total Money Makeover and I have listened to the debt free screams that have been done on his show and I want to be there. I do have a little debt from massage school which I hope will be paid off this next year which I wanted to pay off my first year out and between not earning what I thought I would and lack of self discipline it is still around. I know the only thing preventing that is me.
So I am making a commitment and will share my journey from time to time on here. I am going to have my massage school debt paid off by March and I will have my mortgage paid off before I am 40!
These declarations make me have mixed emotions, over all though I am excited for what the next few years will bring. I have been trying to get a control of my money for a while, I know that part of the reason I haven't is because I haven't had accountability for what I am wanting to do and have rationalized purchases with myself which would have been harder to rationalize with someone else. Self discipline is key and accountability helps.
So here I go being real about it and starting out on my journey. Next step is finding a second job where I can put all of the paycheck from it towards paying off debt.
Tuesday, September 27, 2016
Condo
So I am trying to buy a condo. I didn't realize all the steps that it would take to buy a place, also I thought that any place I could buy would be okay to get with financing. Guess what condos have to be approved for financing at least here in Utah. The first place I put an offer on wasn't approved for financing and because the HOA doesn't have a budget I would have to put twice as much down as a was anticipating.
I am looking at new places and have one more to look at. I really like the last one I looked at but there is another one in the same community that wouldn't have neighbors on both side so I am waiting until I look at that on Saturday to determine which one I will put an offer on.
Although I was not able to get the first condo I wanted I like these condos even more so I am grateful that the first one didn't work for me and hope that these will be better as far as financing.
I am looking for a second job right now so that once I get a place I can go gazelle intense (Dave Ramsey reference) I am going to get it paid off before I am 40.
I am looking at new places and have one more to look at. I really like the last one I looked at but there is another one in the same community that wouldn't have neighbors on both side so I am waiting until I look at that on Saturday to determine which one I will put an offer on.
Although I was not able to get the first condo I wanted I like these condos even more so I am grateful that the first one didn't work for me and hope that these will be better as far as financing.
I am looking for a second job right now so that once I get a place I can go gazelle intense (Dave Ramsey reference) I am going to get it paid off before I am 40.
Sunday, September 11, 2016
Special Edition: 9/11 Rising Above - Music & The Spoken Word
On this day 15 years ago a tragedy hit our nation although I was across the country and I didn't know anyone personally that was in the twin towers or the pentagon the memory of this stays engraved in my heart.
I was watching the news when the second plane hit the second tower and I stayed glued to the TV for what felt like hours as the towers fell and watching the aftermath. I cried for those who lost their lives in the towers and feom the effects of the ash and debris. It was sad to watch the clean up as the carried out the dead and I rejoiced when they found someone still alive yet sad for what they experienced.
It is one of those things that is forever engraved in my heart and although time does heal everything and I sometimes forget the lessons learned, I am grateful for the reminder of the lessons as I remember what happened on the anniversary of 9/11 and hope others remember the lessons as well.
Take time with your family and keep them on the top of your priority list, remember the blessings God has given you, be kind to others, be quick to repent and forgive, and let go of negative feelings.
Saturday, September 10, 2016
Moved again
So here I am again finally writing on this blog again. Life is weird, just saying.
I have moved again funny to think that the last time I wrote on here was about moving too. I have moved to Utah and trying to buy a condo. The process has been interesting and although I want to be debt free at this moment I am happy to have a credit score that is relatively high for the financing I need to get a condo and my credit report is about how I deal with debt. Thankfully I don't have much debt but I am about to accrue more when I buy this condo.
The reason I have moved is because I felt prompted to move. I don't know the exact purpose as to why but I felt the Holy Spirit so strongly that I needed to move and through prayer and fasting know that here in Utah is where I need to be at this time.
I don't really have much to say but wanted to put something down as far as my thoughts, and where I am at.
I have moved again funny to think that the last time I wrote on here was about moving too. I have moved to Utah and trying to buy a condo. The process has been interesting and although I want to be debt free at this moment I am happy to have a credit score that is relatively high for the financing I need to get a condo and my credit report is about how I deal with debt. Thankfully I don't have much debt but I am about to accrue more when I buy this condo.
The reason I have moved is because I felt prompted to move. I don't know the exact purpose as to why but I felt the Holy Spirit so strongly that I needed to move and through prayer and fasting know that here in Utah is where I need to be at this time.
I don't really have much to say but wanted to put something down as far as my thoughts, and where I am at.
Thursday, January 1, 2015
Moved
Two days before Thanksgiving I moved out of my apartment and into a small house. My roommate moved with me, we are now in a small 2-bedroom house. Some point I will put a picture of it on here. It is a really old house and so it caused a few problems moving in like my dresser not being able to fit in my room, but I love the place and happy that we made the decision to move.
Though I am happy to move having to move two people so fast I really don't want to move again though of course I now that one day I will need to. Maybe next time I should just move into a fifth wheel then if I need to move into a different city I won't actually need to pack anything, of course there are other considerations with that, but moving would be so much easier.
Although it has been over a month since we have moved I have house sat twice and just with my usual busy schedule I haven't been able to get everything organized yet so finally today I am hoping to finish, with at least the basic organization.
Though I am happy to move having to move two people so fast I really don't want to move again though of course I now that one day I will need to. Maybe next time I should just move into a fifth wheel then if I need to move into a different city I won't actually need to pack anything, of course there are other considerations with that, but moving would be so much easier.
Although it has been over a month since we have moved I have house sat twice and just with my usual busy schedule I haven't been able to get everything organized yet so finally today I am hoping to finish, with at least the basic organization.
Sunday, October 5, 2014
Busy bee
Sorry I haven't kept up with this though I know that not many read this I kept on meaning to be better about writing it is actually one of the reasons why I got an IPad. I got one a few months ago and now I am finally writing in here. Much has happened in the past year. I haven't been able to complete my goals exactly yet but I had to change them a little. I have become better through my calling as choir pianist but I haven't been able to go through the book that I wanted to get through. I have switched my Job and now work at Massage Envy and I have an office job at a small company called choice marketing corp. Also I just became a consultant with Tupperware and I am giving tell the end of the year to decide if I will do it more long term I have a long way to go I think this will help me get out of the bubble I feel like I have been hiding in to much.
Anyways I plan to be on here more . Here's hoping!
Anyways I plan to be on here more . Here's hoping!
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